Welcome to the Allianz Investment Management LLC (“AIM”) Website. AIM, and its affiliates and related companies (collectively "the Company"), operate this website www.AllianzIM.com, (the "Website") to provide information as set forth herein. The terms and conditions set forth herein (the "Terms of Use") constitute a legally binding agreement between the Company and you and governs your access and use of the Comprehensive Content (defined below, which includes the Website and any services offered on or through the Website (“Services”)), as well as the functionality of the Website. These Terms of Use govern the use of this Website only and do not apply to any other websites operated by the Company or any third-party website that you may access via the Website.
Please take a few minutes to review the Terms of Use. By accessing and using this Website, you agree to be bound by each of the Terms of Use and all applicable laws and regulations governing the Website. If you do not agree with any of the Terms of Use, you are not authorized to, and may not, access or use this Website for any purpose.
This Website is offered and available only to users who are 18 years of age or older and reside in the United States or any of its territories or possessions (“United States”). This Website is not intended for users who reside outside the United States. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.
1. Contents not intended for distribution or use where prohibited
The Comprehensive Content provided on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject the Company to any registration or any other type of requirement within such jurisdiction or country, and such distribution and use is prohibited. Neither the information, nor any opinion contained in this Website constitutes a solicitation or offer by the Company to buy or sell any securities, futures, options, or other financial instruments or provide any investment advice or service.
2. These Terms of Use may change without prior notice
The Company reserves the right to modify these Terms of Use at any time without giving you prior notice. Your use of the Website following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified. For this reason, we encourage you to review these Terms of Use whenever you use this Website. The last date these Terms of Use were revised is set forth below.
3. Notices of restrictions on your use
The Website and the rest of the Comprehensive Content belong to the Company, its partners, contributors or third parties and may be protected by U.S. and international laws, including, but not limited to, laws that govern copyright, trademark, patent, and other matters. Content owned by the Company is “Company Content.” Content provided by third-parties may also be used on the Website (“Third-party Content”). Other materials on the Website may include, without limitation, links to other websites, and incoming links from other websites (“Other Materials”). The Website, Services, Third-Party Content and the Other Materials shall collectively be referred to as the “Comprehensive Content.”
You may download, print, reproduce, duplicate, and store selected portions of the Company Content for your personal use and for use in your business, provided that you: (1) do not otherwise make such Company Content available to any other party, other than in the furtherance of your business on behalf of the Company, or publicly transmit, distribute, publish or broadcast such Comprehensive Content in any media, including without limitation, a website; and (2) do not modify or alter the Company Content in any way, or delete or change any copyright, trademark, or other proprietary notices. No right, title or interest in any accessed, copied or downloaded Comprehensive Content is transferred to you as a result of any such access, copying or downloading. The Company reserves complete title and full intellectual property rights in any and all Company Content.
You shall not alter, modify, reformat, copy, download, reproduce, duplicate, display, distribute, repost, transmit, publish, license, sell, rent, transfer, or create derivative works from any Comprehensive Content obtained from the Website, except as expressly permitted by these Terms of Use. Moreover, you may not use any of the trademarks appearing throughout this Website without express written consent from the trademark owner, except as permitted by applicable law.
4. Disclaimer of warranties
THE COMPREHENSIVE CONTENT IS PROVIDED "AS IS" AND “AS AVAILABLE.” YOU EXPRESSLY ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE AND THE COMPREHENSIVE CONTENT. THE COMPANY MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WITH RESPECT TO THE COMPREHENSIVE CONTENT. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT, WITH REGARD TO THE COMPREHENSIVE CONTENT.
THE COMPANY SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY USE OF THE COMPREHENSIVE CONTENT. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF COMPREHENSIVE CONTENT.
THE COMPANY DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS IN THE COMPREHENSIVE CONTENT WILL BE CORRECTED. THE COMPANY DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE COMPREHENSIVE CONTENT, OR THAT ANY ERRORS IN THE COMPREHENSIVE CONTENT WILL BE CORRECTED. THE COMPANY CANNOT AND DOES NOT GUARANTEE OR WARRANT THAT FILES AVAILABLE FOR DOWNLOADING FROM THE INTERNET OR THE COMPREHENSIVE CONTENT WILL BE FREE OF VIRUSES OR OTHER DESTRUCTIVE CODE. YOU ARE RESPONSIBLE FOR IMPLEMENTING SUFFICIENT PROCEDURES AND CHECKPOINTS TO SATISFY YOUR PARTICULAR REQUIREMENTS FOR ANTI-VIRUS PROTECTION AND ACCURACY OF DATA INPUT AND OUTPUT, AND FOR MAINTAINING A MEANS EXTERNAL TO OUR SITE FOR ANY RECONSTRUCTION OF ANY LOST DATA. TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE COMPREHENSIVE CONTENT.
5. Indemnification
You shall indemnify the Company against any and all losses, damages, costs and expenses (including reasonable attorneys’ fees) related to any claim, suit, or proceeding arising out of your use of the Comprehensive Content and your use of the Website to locate and navigate to other content on the web.
6. Limitation of liability
IF YOU ARE DISSATISFIED WITH THE COMPREHENSIVE CONTENT OR WITH THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE. YOU ACKNOWLEDGE, BY YOUR USE OF THE COMPREHENSIVE CONTENT, THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK.
UNDER NO CIRCUMSTANCES WILL THE COMPANY BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, (I) ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF DATA, PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE COMPREHENSIVE CONTENT, (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE COMPREHENSIVE CONTENT, (III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, (IV) STATEMENTS OR CONDUCT OF ANY THIRD PARTY IN THE COMPREHENSIVE CONTENT, OR (V) ANY OTHER MATTER RELATING TO THE COMPREHENSIVE CONTENT, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, THE COMPANY'S LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW.
7. User conduct
You shall not take any action that interferes with the proper working of the Website, imposes an unreasonable or disproportionately large load on the Website's infrastructure might compromise the security of the Website, render the Website inaccessible to others, or otherwise cause damage to the Website or any other Comprehensive Content. You shall not add to, subtract from, or otherwise modify the Comprehensive Content except as expressly authorized by the Company in these Terms of Use or by a written agreement between you and the Company. You represent and warrant that any information you provide to us to post on the Website is wholly original to you.
8. Privacy policy
The Company does not collect personally identifiable information about consumers through this Website. This Website is intended for commercial purposes only and is not intended for personal, family or household purposes.
When you visit our Website, we use tracking technology such as cookies and web beacons/tags to automatically record details about your visit. Cookies are small pieces of data stored by your Internet browser on your computer's hard drive. A cookie, by itself, does not tell us your email address or who you are. It cannot be used to collect data from your hard drive or personally identifiable information about you. We use cookies to collect information such as your IP address, the name of the browser you use to access the Internet (such as aol.com), the website you came from, the website you visit next, and the Company website pages that you actually visit, including the date and the duration of your visit. Similar to cookies, web beacons/ tags are services embedded into the Website content that return completely anonymous data to us about our Website’s usage and visitor behavior.
Information obtained through cookies and web beacons/tags may be transmitted either directly to us or to a third-party service provider (such as network advertisers) authorized to collect information on our behalf. This information is used to measure the number of visits, average time spent, page views, and other statistics about visitors to our Website in general and may be used to provide tailored offerings or content to you, including Company advertisements when you visit other websites
You may set your browser to notify you when you receive a cookie or to prevent cookies from being sent. You can learn more about adjusting your cookie preferences under the Help option in your browser. Please note, however, that by not accepting cookies, you will limit the functionality the Company can provide you when you make subsequent visits to this Website.
9. No offer, solicitation or advice
The purpose of the Website is to provide general information about the Company. Nothing on this Website is intended to constitute or forms part of:
a. an offer, or solicitation to purchase or sell any security, other asset or service
b. investment advice or an offer to provide such advice, or
c. a basis for making any investment decision
10. General provisions
a. Entire agreement These Terms of Use constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by the Company of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
b. Correction of errors and inaccuracies The information in the Website may contain typographical errors or other errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. We do not, however, guarantee that any errors, inaccuracies or omissions will be corrected.
c. No endorsements of links While you may use the Website to navigate to other content on the web, using Other Materials or different means, to access information or to use embedded links or Third-Party Content, and the availability or use of third-party platforms on or accessed through the Website do not constitute or imply an endorsement, sponsorship, or recommendation by the Company of the third party, the third party website or platform, or the content contained therein; your use of these links, content, platforms and websites is at your own risk as the Company provides them for your convenience only. The Company is not responsible and disclaims any and all liability for your use of content owned by others. The Company is not responsible for the availability of any such websites or platforms, and or their respective policies and practices, or content. You need to make your own decisions regarding your interactions or communications with any other website.
d. Enforcement If any part of these Terms of Use is determined to be invalid or unenforceable, it will not impact any other provision of these Terms of Use, all of which will remain in full force and effect. These Terms of Use are governed by, and will be interpreted in accordance with, the laws of the State of Minnesota, without regard to any conflict of laws provisions. Although you acknowledge that we will have the ability to enforce our rights in any court of competent jurisdiction, you hereby consent to the exclusive jurisdiction and venue of courts in Hennepin County and Ramsey County, Minnesota, U.S.A., regarding any and all disputes relating to these Terms of Use, your use of the Comprehensive Content, or any other website or platform and the content contained therein.
e. General contact information If you have any questions about these Terms of Use, the practices of this Website, or your dealings with this Website, you may contact us by:
- Sending an email to: Connect@AllianzIM.com
- Sending a letter via the U.S. mail to:
Allianz Life
5701 Golden Hills Drive
Minneapolis, MN 55416-1297
Last revised: January 25, 2019
